I am employed in one of the Top 500 companies in the Philippines for five years now. I have a beautiful and caring wife and two lovely daughters, aged 6 and 4. I work not only for me but also for my family, for my widowed senior citizen mother, brothers and immediate relatives who need my help, especially financially as long as I have the funds.
WHY I AM PLANNING FOR RETIREMENT
It’s my goal to apply for an early retirement a year from now. I want to be free from the rat-race job, from the heavy traffic going to work 6 days a week and its increment travel expenses, and to be with my family most of the time. 12 months maybe too short to prepare for my early retirement, a worry-free retirement with secure early retirement income, but it is what I want. I have to stick to it.
Do I need a PLAN?
Yeah! I need a good retirement plan. Writing a retirement plan is no different from writing a business plan. I also need to write an effective working plan to lay out how can I retire early and still earn a decent retirement income. A retirement income that can sustain our day-do-day living expenses, send my daughters to study Medical Courses at Our Lady of Fatima University, pay off travel expenses to great places like El Nido in Palawan or Baguio City in the Philippines or to Disneyland Hong Kong with my family. I need to write a retirement plan that will guide me to a worry-free life, just enjoying the fruits of labor and embracing the beauty of life and nature.
I can picture my dream life for retirement that I’m writing Cebuano short stories, poems, and go bonding with family members. But if I want to achieve these things, I need to make them happen by planning now to live well later.
I think early retirement investments will play big role to make my goal a reality. I can see that early retirement investments coupled with appropriate retirement savings plan and personal financial planning towards effective personal financial management are best options now to prepare me to become what I want to be, a financially stable early retiree a year from now.
Can I achieve my goal?
Yes! I just have to believe in myself that I CAN.
Stay tune for more Early Retirement Investments posts and learn how I will retire within a year from now!
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